Texas Landlord Rental Property Insurance

Request a landlord insurance quote by selecting any of the dropdown quote option in the menu above. Smaller Residential Rental Houses or " For Let " properties in most cases can be covered on a standard rental home insurance on Landlords Form DP1, DP2 or DP3. Multiple properties with a common owner and financing entities can be scheduled on a single policy together. Up to 10 properties per policy, or 20 in total risks per scheduled policy. One can have an unlimited number of scheduled landlord policies with Insurance Plus. Typical landlord insurance options include the DP1 Basic policy, as well as the DP2 Extended policy, and the DP3 Broad All Risk insurance. Your insurance can cover damage from water discharges and the Owners Rental losses. Owners Umbrella policy, business auto with rental house insurance are additional options. A comprehensive Landlord insurance policy offers protection for both buildings and the contents. Landord insurance quotes are available with our online quote request form by selecting the option above.

If you have a Duplex, a Triplex or 4-Plex investment can be covered under either a personal dwelling policy, or on one of our commercial insurance for landlords depending on the construction grade of your improvements. Forms DP1, DP2 and DP3 are available for single-family and multi-unit homes. CP basic property and casualty insurance, extended or special broad forms are also available for scheduled risks, or for commercial risks seeking maximum protection. Your policy can include the main living structure and any support buildings. Personal property and contents coverage, extended Water Discharge coverage and owners income loss coverage along with personal premises general liability are also available on all insurance policies.

We have commercial markets available for Apartment Complexes whether large or small. Our Landlord insurance policies currently have capacity up to 1,000 rental units or up to $450 aggregate risk per location. DP1 Basic, DP2 Extended and DP 3 Broad All Risk coverage forms can be bound same day. Coverage can include buildings and contents insurance along with the liability part of the Landlords dwelling insurance policy. We can help you meet the insuring needs of your Apartment complex. Landlord's insurance coverage options include normal Fire, Windstorm and Hail with extended coverage and continuing rental revenue coverage. These landlord insurance coverages can either be selected at time of purchase, or can sometimes be endorsed on to your policy at a later date.

Dwelling landlord insurance programs are available for most insurance needs within the state of Texas for Rented Condo units. Extended Condo insurance with Owners Income interruption coverage available. Condominium risks are limited in coverage as they tend to be supplemental to the Condo Associations own Master Policy. The typical investor requires what is often called Between the walls coverage to meet the investors needs. This can be confusing sometimes as you will likely have two different polices covering your home. The master policy for the main structure and the stuff behind the walls, and the unit owners own policy covering what's inside the unit along with its furnishing and fixtures. Whatever your coverage need, We have a landlords insurance policy to fit your property coverage needs.

Coverage for vacant properties is available on the DP1 personal lines form as well as commercial lines coverage to Protect vacant homes between occupancies. This landlord insurance can be for both Residential and commercial properties that. Vacant property policies are generally limited to 3 months, 6 months or 1 year, offer limited liability options and require the owner secure the vacant property and to schedule regular check ups and maintenance on the property being insured.

Commercial coverage is available for risks up to 35 million per location. Recent covered loss is no problem. Property risk does not half to be loss free. Commercial property insurance is available in CP Monoline or package policies offering Minimum Basic to extended or Special broad coverage to fit your investment situation. Individual, Corporations and LLC's can all be covered under our Commercial Landlord Insurance lines programs.